Tools & Calculators

Below you'll find calculators and tools to help you deal with it.

Calculators

• Budget - Five steps to help organize your spending.
• Loan Repayment - Estimate your standard level repayment amount.
• Grace Period - See how much you save when you pay during grace.
• Interest Savings - See how much you save when you make interest payments on your student loans while in school.
• Debt Repayment - See how to save hundreds, even thousands, in interest payments.
• Consolidation - Find out how much lower your student loan payment could be.
  Use the Consolidation Checklist (79 KB PDF) first.
  

Tools

• Expense Tracker (530 KB PDF) - See exactly how you spend your money. You may be surprised.
• Can't Pay Checklist (83 KB PDF) - Things you should do when you're having trouble paying back your student loan.
• Can Pay Checklist (531 KB PDF) - Tips on how to make the most of your money.
• Consolidation Checklist (79 KB PDF) - What you'll need if you plan to consolidate. (Then use the Consolidation Calculator)
• Money Saving Tips (531 KB PDF) - Ways to cut back when your pockets are feeling empty.
• Deferment - See if you qualify for a suspension of student loan payments.
• Forbearance - If you don't qualify for a deferment, forbearance is an option.

Calendar

• Free Desktop Calendar - Download a new calendar to your computer desktop every month. We offer multiple resolutions for both Mac and PC, so you can choose the size that's best for you.

Money Matters

This program helps students and recent grads become more financially responsible. To download the free Money Matters program, please select your operating system:

• PC Download: 1.8 MB >
• Mac Download: 1.9 MB >

Having trouble downloading the Money Matters CD-ROM? Contact us at ycdwi@aessuccess.org.

The Common Cents Tour

This program helps first-year college students become more financially responsible. To download the free Common Cents Tour, please select your operating system:

• PC Download: 1.8 MB >
• Mac Download: 1.9 MB >

Having trouble downloading the Common Cents Tour CD-ROM? Contact us at ycdwi@aessuccess.org.