Calculators and Resources

You CAN get more information about repaying your loans and managing your money.

YouCanDealWithIt.com offers calculators and other resources to provide support as you make decisions about your money.

Helpful Hint

Don't know who services your federal loans?
To find out, sign in to NSLDS.ed.gov using your PIN. Keep track of all of your servicers (PDF) and their contact information.

Build a Budget

Use our budget builder tool to learn how to make better financial decisions when your budget is limited.

Test Your Knowledge

On what items do the largest percentage of Americans say they spend too much money?

  1. Food and dining out
  2. Entertainment and recreation
  3. Shopping and personal items

1. Food and dining out

According to a Pew Research poll, 25% of Americans say they spend too much money on food and dining out. In comparison, 17% say they spend too much money on entertainment and recreation, and 15% say they spend too much money on shopping and personal items. Interestingly, although food and dining out was considered the biggest splurge, the area in which most Americans would most cut back their spending is entertainment and recreation.

Source: Pew Research, 2010