• Student Aid 101
  • Grants, Scholarships, and Loans
  • Your Award Letter
  • Types of Loans
  • The Basics of Loans
  • The Language of Loans
  • About Interest
  • Your Responsibilities
  • Student Loan Q&A
  • The Hidden Truths of Student Loans
  • Exit Counseling
  • Beware of "Debt Relief" Organizations
• Making Payments
  • Benefits of Paying Interest
  • Grace Period
  • Ways to Pay
  • Repayment Plans
  • Repayment Q&A
  • Loan Consolidation
  • Loan Payoff
• Trouble Paying
  • Change Your Due Date
  • Reduce Your Monthly Payments
  • Postpone Payments
  • Loan Discharge & Loan Forgiveness
  • Default
  • Bankruptcy
• Managing Money
  • The More You Learn, the More You Earn
  • How to Budget
  • How to Save
  • Know Your Credit Score
  • Credit Cards
• Calculators & Resources
  • Calculators
  • Repayment Estimator
  • Personal Stories
  • Other Online Resources
• Student Aid Timeline
• Graduate Students
  • How to Pay for Graduate School
  • Graduate Students and Loans
• Nontraditional Students
  • What Is a Nontraditional Student?
  • The Decision to Return to School
  • The Cost of Going Back to School

Calculators

See how different financial choices can affect your monthly payments and budget.

• College Cost Calculator

  Use our college cost calculator to figure out how much you may need to borrow for school.

• Budget Builder

  Use our budget builder tool to learn how to make better financial decisions when your budget is limited.

• Budget Calculator

  Use our online budget calculator and take control of your spending.

• Debt Repayment Calculator

  Let this calculator show you how to save money and time.

• Loan Repayment Calculator

  Estimate how much the monthly payments will be when it's time for you to pay back your loan.

• Grace Period Calculator

  See how much you can save if you make payments during the grace period.

• Interest Savings Calculator

  See how much you can save when you make interest payments on your student loan while in school.

• FinAid.org Consolidation Calculator

  Calculate how much consolidation may lower your monthly payments.