About Us

About YouCanDealWithIt.com

YouCanDealWithIt.com provides practical and easy-to-understand advice on how to deal with common financial situations facing today's college students and recent graduates, such as:

In addition to being a resource for students, this website also provides information and tools for parents and college financial aid administrators to help them communicate accurate and effective financial advice to their prospective students, current students, and graduates.

YouCanDealWithIt.com was first launched in 1999 as a proactive way to reduce the number of students who encounter financial difficulties and default on their student loans.

YouCanDealWithIt.com is a public service of the Pennsylvania Higher Education Assistance Agency (PHEAA) and its student loan servicing operations and American Education Services (AES).


Created in 1963 by the Pennsylvania General Assembly, PHEAA has evolved into one of the nation's leading student aid organizations. Today, PHEAA is a national provider of student financial aid services, serving millions of students and thousands of schools through its loan guaranty, loan servicing, financial aid processing, outreach, and other student aid programs. As a public corporation and instrumentality of the Commonwealth of Pennsylvania, PHEAA devotes its energy, resources, and imagination to developing innovative ways to ease the financial burden of higher education for students, families, schools, and taxpayers.

About AES

AES was created to guarantee and service a variety of FFELP (Federal Family Education Loan Program) and private student loan products for lending partners throughout the nation. AES continues to lead the nation in providing quality customer service to millions of student loan borrowers thanks to its highly trained and experienced customer service representatives.